# FAQs

## What is bStable?

**bStable is a decentralized payment protocol that rewards users for making payments.**

In other words, bStable is a **decentralized, and trust-less payment tools**

{% content-ref url="protocol-overview" %}
[protocol-overview](https://docs.bstable.finance/protocol-overview)
{% endcontent-ref %}

## What can I do on bStable?

### 🏦 Earn

You can earn BST with every payment you make!

### 💸 Pay

You can use bStable to pay in **one single, decentralized transaction.**

## What is BST?

The bStable token (BST) is the token that holders will use to participate in the governance of the bStable DAO. BST is available as a BEP-20 token on Binance Smart Chain. 

{% content-ref url="bst" %}
[bst](https://docs.bstable.finance/bst)
{% endcontent-ref %}

## How can I get BST?

Whenever you make an on-chain payment using bStable, you will earn **BST.** 

## What can I do with my BST?

Soon, BST holders will also be able to use BST for the following:

* **Governance voting**<br>
* **'Membership' Discounts**<br>
* **Paying for protocol fees in BST**

## How much BST should I expect to get from Pay to Earn feature?

Pay to Earn BST reward is based on:

1. The dollar amount of payment made by the user, where each stable coin is considered a dollar
2. The accumulated dollar amount of payment made across the platform
3. The total amount of unclaimed BST available for payment reward

BST Reward Claimed by User = Unclaimed BST in Payment Pool  \* (User Unclaimed Payment Dollar Amount / Total Platform Unclaimed Dollar Amount)

⚠️ It is recommended that you claim the payment reward as soon as possible. Your pending reward balance may decrease with more participating users.

{% content-ref url="bst" %}
[bst](https://docs.bstable.finance/bst)
{% endcontent-ref %}